Your loved ones, your income and your possessions are all worth working for, and so they're all worth protecting. Learn the ins and outs of long- and short-term insurance here.
Lock in an exchange rate of R13.90/$ for three years with the Dollar Life Plan!
For a limited time, Discovery Life has introduced additional certainty, value and protection. You can lock in an exchange rate of R13.90/$ for the first three years through the Dollar Life Plan offer.
Bridging the financial protection gap for South African women
Many women have a major gap between how much insurance cover they actually have versus how much insurance cover they need to financially protect themselves and the people who depend on them. How can women build robust, lifelong financial protection?
A global mindset in financial planning is important
Adopting a global mindset in financial planning is essential in today's interconnected world, enabling individuals to effectively manage and protect their wealth.
Young and underinsured: Here's why young employed people need life insurance
If you're a young, income-earning person, have you thought about what would happen if you were unable to work and didn't get that salary or side hustle money, possibly for the long term?
Embracing a healthier lifestyle brings big rewards for Discovery Life client, Des
By prioritising his health and taking his exercise goals seriously, Des, a Discovery Life client, has earned over R2.5 million in cash back from his life insurance premiums over the years, through the PayBack benefit.
Discovery Life's claims payouts protect clients' lives as they navigate uncertainties
Discovery Life 2023 claims experience insights show the importance of having comprehensive life cover in place, through its focus on living benefits, its unique proactive claims feature, and shared-value payouts.
Early detection really does save lives!
2022 was a difficult year for Michal. She faced two unrelated cancer experiences, only six months apart. But with the love and support of her family and friends, and the right financial cover in place, Michal felt like she could get through it all.
Discovery life cover lifts burden
Financial adviser Nazmeera took her own advice: plan for the unexpected. As distressed as her family was when her husband, Santosh Sachidanand, had a quadruple bypass after a serious case of COVID-19, they were fully covered financially.
Financial peace of mind comforts Zak's family
Zak Prinsloo never thought his life's journey would take such a drastic change in direction. Thankfully, Zak and his financial adviser had made sure that he had the right cover in place in case of a life-changing event - like the motorcycle accident he had in 2021.
Reasons why the new year is a good time to reassess your life insurance policy
Part of planning for the year ahead means planning for the unexpected, which is why January is the perfect time to reassess your life insurance to make sure that your plan still meets your needs.
Your go-to checklist for keeping your life insurance policy up to date
It is important that you review your life insurance cover on a regular basis to make sure that your cover remains relevant to your changing needs and circumstances.
Comprehensive life cover gets you through unpredictable times
Discovery Life's claims experience trends and insights data shows the importance of having comprehensive life cover to navigate life's everyday risks.
Intentional living means bridging the gap with comprehensive life cover
What motivates South Africans to take out life insurance cover? Gauging from recent years, a crisis that impacts people's lives and livelihoods can certainly catapult people into action, but it appears that affordability remains a strong drawback.
Holiday ready? Tips to keep your life cover in place these holidays
While this time of year brings joy and festivities, it can also usher in some unexpected risks. These four tips will help ensure that you're properly covered for whatever life brings your way these holidays.
Double the PayBack in your pocket
With the new Double PayBack Benefit you could earn additional cash rewards through your Discovery Life plan - Giving you up to 100% of your premiums back in cash
Estate planning: How prepared are you for unforeseen events?
There is a belief that Estate Planning only holds real protectable value and importance at an advanced age. However, an estate plan is not strictly applicable to certain times or life circumstances, nor is it exclusively reserved for the high-net-worth members of society.
At the end of the day, what is it that you're giving up on?
While undergoing rehabilitation in hospital, this was the question Johannesburg-based quantity surveyor Mr Ramluckan asked a fellow patient. How did Mr Ramluckan end up almost entirely paralysed and in need of extensive rehabilitative care? Here is his story.
The vital importance of life cover for young and old
Discovery Life's 2021 claims experience data reveals just how valuable holistic and comprehensive life insurance plan can be.
Tahlita Deist, a 34-year-old Pretoria-based chartered accountant, was seemingly in a good place in her life. Things were going according to plan - her career was on track, and she was leading a relatively healthy lifestyle. Then, in an instant, an unexpected illness changed her life.
Up until I had a stroke, I thought I was pretty much invincible
Sharné Bailey, a 42-year-old Physiotherapist from the northern suburbs of Johannesburg, is a proud Olympian. "I was privileged enough to play over 100 hockey test matches for South Africa," she says. Her life was on a roll. In fact, she was feeling like 'she had it all' when an unexpected illness struck.
It doesn't matter how bad things get; I know that my kids have their education covered
For Discovery Life client, Veronica Kekana, life was going well until the unthinkable struck her household. Even though the COVID-19 pandemic was (and still is) an ever-present risk, losing a loved one due to complications from it was the furthest thing from her mind.
Regular check-ups make for happier outcomes
A dedicated wife and mother's view on the value of health was forever changed after a seemingly simple routine examination at her gynaecologist brought about life-changing events.
You never know how brave you are until being brave is the only choice you have
Little did Financial Adviser, Michelle van Wyk, know that agreeing to a routine eye test would turn out to be a stroke of luck.
You don't realise how strong you really are, until you fight this fight
A Discovery Life policyholder had to dig deep to fight terminal cancer while dealing with the stifling economic shutdown of South Africa's initial COVID-19 lockdown.
Tips from a financial adviser to keep your life cover in check
Whether at the top or tail end of a year, reviewing your life insurance is a critical part of having a goal in the first place. Keeping all those details in check regularly will see to it that it does what you need it to, when you need it.
3 types of insurance to keep your business from bankruptcy
In the last year, the economic impact of COVID-19 has highlighted the huge need for businesses to protect against unforeseen events.
How to get the most out of the education protection for your children
Here's how you can create a financially protective plan in the event that your passing or an illness or disability impedes your ability to fund your child's education.
What is Estate Planning and why do you need it?
It's a serious subject - but how many of us take it all that seriously? So, what is estate planning really all about and why should it matter in your life, perhaps even a lot sooner than you think it should?
Your pre-holiday life insurance checklist
Insurance cover acts as a protective umbrella for the rainy days; a safety net for fallouts when unexpected things happen. These events can happen while you're on holiday too. Here's how to stay as stress-free as possible this coming 'silly season' while basking under the glorious summer sun.
Survive the silly season and celebrate life
For all of us, 2020 has been quite a year - and it's not quite behind us yet. We had to stop in our tracks to implement the safety precautions necessary to see us through a major health crisis.
Insurance cover that continues to encourage healthier living
As a business, Discovery Life continues to seek protective solutions for the unexpected risks people face, while also striving to enhance quality of life.
Disability protection that can give you a new lease on life
Could you cope financially if you or a member of your family were suddenly impacted by a disability? This is where a life insurance policy can help.
Protecting your children's career dreams with education cover
As a parent, encouraging children to have career goals and dreams in their lives is an important part of raising them. How can you ensure that their educational futures are protected?
Tygerberg Hospital ophthalmologist recounts his COVID 19 experience
Dr Freddie van der Colff, a Registrar in Ophthalmology at one of the largest hospitals in the country, realised he may have contracted COVID 19 at the beginning of June - a time when the Western Cape would begin to experience a surge in infections.
Medical doctor acted quickly when she suspected COVID-19 exposure
Dr Lee-Anne Coetzee learned of her diagnosis towards the end of April this year. As a medical doctor, it was through her line of work that she experienced the effects of COVID-19 first-hand.
COVID-19 - In conversation with Discovery Life's Chief Medical Officer
It's fairly safe to say that there isn't a person on earth who is not affected by COVID-19 in some way or another. The pandemic has fundamentally altered the ways of the world. We chatted to Dr Maritha van der Walt; Discovery Life's Chief Medical Officer to get her clinical perspective on this incredible challenge we all face today.
Shared-value insurance. It's written in Discovery's DNA. We speak of its importance to our business often and strive to find ways to make it impactful to every client every day.
One size doesn't fit all: tailoring life insurance for today's women
We delve into some of the reasons more South African women should consider taking out life insurance cover with comprehensive benefits that protect against risks most relevant to them.
"I honestly didn't think I had COVID-19"
A Discovery Life policyholder and Discovery Health Medical Scheme member found herself unexpectedly tested for COVID-19 in March this year. With virtually no signs of illness, her positive result came as a surprise.
Enhanced protection for today's severe illness needs
During these times of uncertainty, health and wellbeing now has an added layer of meaning for us all. So, in what way can the life insurance industry better support this? Deputy CEO of Discovery Life, Gareth Friedlander shares with us how a new severe illness solution can.
Helping to protect your legacy with the most bespoke cover
What if we told you that life insurance benefits could be customisable to better suit your long-term protection needs? With a Purple Life Plan from Discovery, even more protective cover using a full range of benefits can be - and well into your retirement years too.
The benefit of a rewarding retirement
Is it possible to reduce your life insurance premiums during your retirement years just by living healthily beforehand? Discovery Life thinks so.
Funeral cover versus life cover - know the difference
Life insurance cover and stand-alone funeral plans are basically the same thing, right? Well, not exactly. Here, we break down some of the basic differences between the two.
5 things to consider when getting financial support for funeral-related costs
Losing a family member is never easy. Along with coping with the loss, there are also many costs that make it feel more overwhelming. A funeral plan can help ease at least some of this financial stress. With Discovery Life Funeral Plans, you and your family members can each get cover of between R10 000 and R60 000 (children cover amounts may be smaller depending on their age). With many funeral cover options available, it's good to understand exactly what your cover includes and how long it is available.
Support with funeral-related costs and extra financial safety in a difficult time
Planning a funeral and adjusting to life when a loved one dies are some of the hardest things to face. While these costs differ for adults and children and can vary considering cultural and religious beliefs, it is estimated that funerals cost anything between R6 000 and R50 000. With a Discovery Life Funeral Plan, you'll have enough for these costs and additional financial support.
What if we took care of your medical aid premiums?
Medical aid cover is a safety net designed to protect you and your family. Few of us can afford to be without it, which is why you should be able to maintain your cover in the event of unforeseen events.
Your first step to a better life in 2020
Welcome to the year 2020. You're hopefully exercising often, eating healthily and going for regular health checks - but have you updated your life plan? Now is the time to plan for your family's future and to make sure you're protected for the long run.
Tackling a mental health crisis: Ten steps to authentic resilience
Medical research shows that mental health challenges are the biggest hurdle humankind will face this lifetime. It will take true resilience to survive it, says author and life coach, Gabi Lowe.
"Why I'm upbeat despite my prostate cancer diagnosis"
Darren Robertson thought he was too young to get cancer but his annual health checks showed stage 1 prostate cancer. But, early detection means better outcomes and his Discovery Life cover gave him and his family peace of mind.
How Discovery created life insurance that helps you live longer, and healthier.
A chance meeting in 1999 between former colleagues, Adrian Gore and Herschel Mayers sparked a vision for a new generation of life insurance - one which rewards you while you are still alive - and helps you to live longer.
Motherhood can have one less worry when you are covered
Science says your body and mind will never be the same after having a child - and neither will your insurance cover.
Self-care: what it means in insurance terms
Don't discount the need to cover and protect your most important asset: yourself.
How much life insurance do women need
How much life insurance do women need? Life expectancy is longer for women, what does this mean in terms of insurance risk.
Stay-at-home parents need insurance cover
Stay at home parents: Why insurance cover for the parent who provides support that goes beyond the financial, is as important as cover for those who work.
The road to recovery after losing a leg: Duane van Zyl shares his story
Discovery Life member Duane van Zyl explains how his state-of-the-art leg prosthesis has helped him live life to the fullest after losing his left leg.
"I matter. I matter equally" - Why women need life insurance
It's time to say goodbye to the gender insurance gap - men and women need life insurance equally, regardless of their roles in the household or society. Women's lives are valuable, and need to be protected.
Equipping small businesses is key to SA's long-term success
Small and medium enterprises (SMEs) provide employment to 60% of SA's labour force, but their rate of success is alarmingly low. Discovery Insure's new business insurance offering aims to address that.
Taking care of business when a loved one passes away
Planning a funeral could see seen as a way to celebrate the life of the person who's passed on, but it can also add strain to an already emotional and stressful time. Here are some guidelines on what to do when a loved one passes.
Discovery Life helped to make the De Moura family both healthier and wealthier
Manny de Moura's Discovery Life and Vitality integrated benefits make great financial sense.
We reward you for living better by giving you PayBack
PayBack is possible through the power of integration (linking) - a concept unique to Discovery. By simply linking your Discovery Life Plan with other Discovery products, you can get a portion of your qualifying premiums back.
Making people healthier is its own reward
Jan Labuscagne, Discovery Life Financial Adviser, spends a significant amount of his time helping his clients improve their health.
Discovery Life - Cover that rewards healthy living
"My job is to make sure my clients get the most savings and value from their products," says Discovery Life Financial Adviser, Spaans Pieterse.
It is vital to tailor financial advice to your client
For Discovery Life financial adviser Peter van Beek, the policies he sells are rewarding clients for having a healthy lifestyle with up to half their premiums back after five years.
Star goalkeeper scores for Discovery Life clients
Regularly getting up to half of your Discovery Life insurance premiums back and major discounts on your premiums requires you to stay healthy, says David Watterson, one of Discovery's financial advisers.
Discovery rewards buoy corporate coach/trainer
Veteran corporate coach/trainer Geraldine Farinha-Ferreira, 61, took out her Discovery Classic Life Plan 16 years ago.
Rewards prompt Morgan to shift into higher Vitality gear
Four-by-four off-road vehicle enthusiast, Durban-based Morgan Naidu, 57, is the first to admit he needs to shift into a higher gear with his Discovery Life policy and his Discovery Vitality membership.
Living his advice - Discovery Life adviser Warren Heroldt
Warren Heroldt, 48, of Gauteng is a financial adviser who specialises in helping doctors to plan for their future financial needs using Discovery's range of life insurance products.
Veteran broker's blunt advice pays off
Discovery Life insurance broker Norman Isaacs, 76, bluntly tells aspirant policyholders up-front, "If you want maximum benefit, it's vital that you commit to a healthy lifestyle in a long-term way."
Understanding your financial personality can pay dividends
Investing, like much in life, is a skill. Mastering it, however, is not as simple as sticking to theory. This Youth Month, find out how your financial personality influences your financial decision-making.
Discovery Life supplements Benna Koortszen's retirement income by R2.7mn
When Discovery Life Client Benna Koortsen turned 65 in mid-2017, he got the birthday present of a lifetime - a R2.7 million pay-out linked to his Discovery Life Buy-Up Cash Conversion benefit.
Your Discovery Life dictionary
Discovery Life is committed to helping South Africans improve their financial literacy. Here's a handy guide to common terms, products and benefits we use when communicating with our clients.
Discovery launches Business Insurance
On 15 May 2018, Discovery announced the launch of Discovery Business Insurance - a new type of shared value insurance focused on building better and "healthier" businesses.
Can you afford to give your child an education?
While every South African child has a constitutional right to a basic education, there are still many challenges that prevent equal access for all, especially in tertiary and higher education. Nearly a quarter of learners leave school early or don't attend a tertiary institution because they just don't have the money to study.
Now is the time to recheck your estate
In light of the 2018 Budget Speech, which proposed to increase tax duty from 20% to 25% on the excess duty of estates worth R30-million and more, people need to ask fundamental questions about the legacy they will leave behind.
15 terms to help you understand life insurance
Has a life insurance contract ever left you with more questions than answers? Make sense of the jargon with this handy guide to common insurance terms.
The water crisis is everyone's crisis. Join us in making a difference
The responsibility to treat water as a precious natural resource is on all of us. Discovery is acting to create more natural water sources, to donate water and to prevent illness in water-scarce areas. Here's how you can be part of these efforts.