Get a quote on short-term insurance from Discovery Insure!

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Types of short-term insurance cover with Discovery Insure

Short-term insurance can cover your personal needs. Discovery Insure gives you comprehensive car and home insurance with unique safety features that rewards you for driving well every month.

Vehicle Insurance

Vehicle Insurance Cars - Motorcycles

Get comprehensive cover and earn rewards for driving well, every single month:

  • Drive well and get up to R1,500 back on your bp and Shell fuel spend every month
  • Choose to double your fuel rewards by having it paid into your Insure Funder Account
  • Comprehensive cover, which covers vehicle damage caused by an accident, vandalism, hijacking or the weather (for example, damage caused by a hailstorm).

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Home Insurance

Get cover for your home and buildings

Get cover for your household contents and buildings

  • Select only the cover you need and insure it all under one insurance policy
  • No excess for damage or loss caused by fire, lightning, flooding or malicious damage.
  • Auto-approved Claims: you can submit and auto-approve your claims for geysers

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Benefits of having short term insurance

01

Less financial burden: Accidents or incidents come at a cost that you may not be able to afford at the time. Short-term insurance helps you to replace possessions and pay for repairs, legal fees, vehicle towing and even storage - without having to go into debt.

02

Emergency assistance: Insurers offer immediate emergency assistance for situations like burst geysers, urgent electrical repairs, or locksmith services-helping prevent further damage. In more serious incidents, such as accidents or hijackings, telematics-based insurance adds protection by detecting emergencies and automatically dispatching assistance when you can't call for help, ensuring help reaches you when it matters most

03

Rewards and cashbacks: Many insurers offer incentive programmes that add value to your cover and overall experience. For example, by driving well or remaining claim-free over a certain period, you may be eligible for cashback or other rewards-recognizing and encouraging responsible behaviour while enhancing the value of your insurance.

What more can Discovery Insure offer you?

Car insurance

Get cover for your cars and motorcycles

  • No excess if an insured third party causes an accident.
  • Flexibility to choose the excess amount you'll pay if you need to claim.
  • Emergency roadside assistance and trauma support for serious accidents and hijackings.
  • Personal liability cover for claims linked to injuries or death caused by an accident, and loss or damage to property.
  • Benefits you can adapt to your needs, such as:
    • Joining Vitality Drive (a unique driver-behaviour programme that rewards you for driving well)
    • Lowering your car's write-off percentage
    • Paying lower premiums if you drive more than one vehicle
    • Boosting your car's retail value
    • Credit-shortfall cover
    • Adding market-leading, telematics-based warranty cover for mechanical breakdown or electrical failure.

Home insurance

Comprehensive building insurance that includes:

  • No excess for weather-related claims
  • Emergency security and accommodation while your home is under repair
  • Emergency plumbing, electrical and locksmith services.
  • Home contents insurance with:
    • No excess for theft caused by forced entry
    • No excess for weather-related claims
    • Power-surge protection
    • An online vault to store important documents
    • Portable possessions insurance for insured items that are lost, stolen or damaged while you're out and about.

Our awards

Our awards are a testament to the progress we've made in trying to achieve our goal of being a best-in-class insurer that helps people drive better and safer:

Best automobile insurer

Best Automobile Insurance award at the 2024 Global Insurance Innovation Awards.

International award recipient

Model Insurer Award in the Innovation and Emerging Technologies category in Boston.

Ranked #1 in customer experience

South Africa's best car insurance for 2015 by Carinfo.co.za, based on overall customer experience

International award recipient

Most Innovative New Digital Product and Overall EMEA Digital Champion at the 2015 Gartner Financial Services Cool Business Awards in Barcelona

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