Car insurance
Car insurance from Discovery Insure
Get more than just car insurance with Discovery Insure - get market-leading innovation, service and safety features at highly competitive rates. Our innovative car insurance cover gives you the option to join Vitality Drive, our driver behaviour programme that rewards your good driving while keeping you safe, with state-of-the-art safety features.
Choose from our three plan types that are tailored to your lifestyle
Essential Plan
You get comprehensive car insurance from the Essential Plan. You get rewards for driving well and state-of-the-art safety features from the Vitality Drive programme.
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Classic Plan
You get comprehensive insurance cover for your vehicles, at highly competitive rates and enhanced benefits with the Classic Plan. You also get rewards for driving well and state-of-the-art safety features through the Vitality Drive programme.
Purple Plan
If you have over R5 million in insured assets, the Purple Plan would best suit your needs. It offers you comprehensive car insurance with enhanced benefit limits, exclusive experiences and an assigned Discovery Insure Service Executive dedicated to your individual needs.
Our State of the art plan features
- No excess if an insured third-party causes an accident
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- Up to 25% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive
- No excess for theft-related and weather-related claims, or if an insured third-party causes an accident
- Car hire for up to 30 days when you claim, and optional Uber benefits
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- Up to 50% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive
- No excess for theft-related and weather-related claims, or if an insured third-party causes an accident
- Car hire for up to 30 days when you claim, and optional Uber benefits
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Multi-vehicle benefit reduces your premiums if you own several cars, but only one is driven at a time
- Replacement value of new car of similar make and model if the car is less than 24-months old from the date of first registration
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- A Service Executive will be assigned to help you with anything you need
- Up to 50% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive