Discovery Invest current offers
Since the launch of our shared-value model, we have been changing the way clients invest. Our boosts and benefits drive positive behaviours that manifest in additional value, with more than R20 billion created to date. These benefits encourage clients to invest longer, invest more, live well, and withdraw wisely.
Structured product offer
Our previous structured products have an outstanding track record of performance, with all but one of the matured Discovery Capital 200+ tranches giving clients 100% return, before the effect of fees and taxes.
Discovery Capital 220|300+
Enjoy 20% higher growth when you invest in our November 2024 tranche
What is the Discovery Capital 220|300+?
The Discovery Capital 220|300+ is a five-year product that provides you with exposure to equity markets in the United States of America, Europe, Asia and Australia. The growth of the product depends on an underlying global portfolio that consists of 20 US, European, Asian and Australian companies.
What's the offer?
You will now get 120% growth (20% higher than the original growth) if the global portfolio is flat or positive at the end of the five years, and 200% growth if the global portfolio grows by more than 40%. You will still have peace of mind from the downside protection, unless the global share portfolio falls by more than 30% at any point during the five-year term.
*Note: Growth is before the effect of fees and taxes
How can you take advantage?
This offer is valid until 22 November 2024, or until capacity runs out.
Discretionary investment offer
Our discretionary investments help you grow your wealth by rewarding you for healthy investment behaviours such as investing longer and investing more.
LUMP-SUM ENDOWMENT | NEW CLIENTS
Enjoy higher boosts of up to 24% to your initial investment
What is the plan?
The Discovery lump-sum Endowment is a medium- to long-term investment that rewards you for investing more with boosts based on the value of your initial investment.
What's the offer?
You can get a higher boost of up to 24% to your initial investment in qualifying Discovery funds and Cogence solutions.
How can you take advantage?
This offer is valid until 13 December 2024.
Retirement offers
Our retirement plans are designed to help you create financial security in retirement by rewarding you for healthy investment behaviours. By investing longer, investing more, living well, and withdrawing wisely, you can be rewarded with boosts and fee discounts.
PRE-RETIREMENT OFFER | EXISTING CLIENTS
Enjoy enhanced boosts to your retirement savings for investing more
What is the plan?
If you have an existing Discovery lump-sum Retirement Annuity, you can close your retirement savings gap with this limited offer when you invest more into your retirement annuity.
What's the offer?
By making additional contributions to your lump-sum Retirement Annuity, you can get rewarded with enhanced boosts of up to 25% on these contributions.
How can you take advantage?
This offer is available on existing lump-sum Retirement Annuities from 23 September 2024 to 28 February 2025.
PRE-RETIREMENT OFFER | NEW CLIENTS
Enjoy higher boosts of up to 24% to your retirement savings for investing longer
What is the plan?
Our lump-sum Retirement Annuity and Preserver Plans offer an efficient way to save for retirement. If you invest in these plans, you will receive boosts based on your term to retirement.
What's the offer?
You can get an extra boost of 4% to your initial investment, resulting in a total upfront boost of up to 24%.
How can you take advantage?
This offer is available on our lump-sum Retirement Annuity and Preserver Plans from 23 September 2024 to 28 February 2025.
POST-RETIREMENT OFFER | NEW CLIENTS
Enjoy 20% more income in retirement for the first six months
What is the plan?
Our Fixed Annuity gives you peace of mind because you know what your income will be in retirement, and that you'll be able to secure your financial future with an income for the rest of your life.
What's the offer?
Kick-start your retirement with an extra 20% added to your income from our Fixed Annuity. This additional income is received for the first six months.
How can you take advantage?
This offer is available on the Discovery Fixed Annuity from 23 September 2024 to 13 December 2024.
POST-RETIREMENT OFFER | NEW CLIENTS
You can now get income boosts of 20% for the first 12 months
What is the plan?
With our Living Annuity, you choose the income you want to receive. We reward you for withdrawing wisely and living well with income boosts of up to 50%.
What's the offer?
If you have no Vitality or Blue Vitality status, you can now get the same boosts as a Bronze Vitality status client for the first 12 months. This means that you will now get an income boost of up to 20% based on your chosen withdrawal rate when invested in qualifying Discovery funds. If you invest in qualifying Cogence solutions you will receive income boosts of up to 12.5%. If you are on Bronze, Silver, Gold or Diamond Vitality status you will receive the normal income boost percentage applicable to your investment.
How can you take advantage?
This offer is available on the Discovery Living Annuity from 23 September 2024 to 13 December 2024.
This document is meant only as information and should not be taken as financial advice. For tailored financial advice, please contact your financial adviser. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life insurance products are underwritten by Discovery Life Ltd, registration number: 1966/003901/06, a licensed life insurer and an authorised financial services provider and registered credit provider, NCR registration number NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product rules and terms and conditions apply.