Pay the easy way with Discovery Bank. Every day.

 

Have you heard? You can now make real-time payments to anyone, anywhere, anytime from as little as R1. Plus, your banking app is so smart, it chooses the most convenient and affordable payment option for you on demand!

You've got a life to live and goals to achieve. That's why we've made payments so easy and effortless that you don't even have to stop and think about it.

Here's what a perfect day looks like when you pay and get paid with Discovery Bank.

Get the perfect start with Vitality Pay as You Gym

Start the day on the right foot with Vitality Pay as You Gym, the flexible way to get fit at over 170 Virgin Active and Planet Fitness clubs across South Africa.

Plus, pay from as little as R75 to R100 for a gym session with Vitality Pay as You Gym and Discovery Pay. No contract or gym membership needed.

How to set up Vitality Pay

  1. Log in to the Discovery Bank app.
  2. Tap More and then Vitality Pay.
  3. Select the card you want to link to Vitality Pay.
  4. Enter the maximum amount transaction limit.
  5. Accept the terms and conditions and tap Next.
  6. Tap Confirm and Done.

Watch the video to learn more

Time for coffee? Tap to pay

Tap to pay for your morning coffee, smoothie or breakfast with SwatchPAY!, the latest addition to our digital wallet family.

Each watch in the SwatchPAY! collection comes with a smart chip that's like a tiny virtual payment card - giving you absolute freedom with safe and secure contactless payments. Link your Discovery Bank card to SwatchPAY! today.

Get started with SwatchPAY! on iPhone

Get started with SwatchPAY! on Android

Link your bank card to your digital wallet of choice to make tap-and-go payments. Tap on the correct icon for step-by-step guidance on how to set up your digital wallet with Discovery Bank:

Pay not now-now or just-now...

You can make simple, seamless and affordable real-time payments from your Discovery Bank app. NOW! Our clients pay from as little as R1 for transfers under R100 and never more than R30 per transaction.

With PayShap, you can send or receive payments of up to R3,000 instantly by using someone's ShapID (cellphone number) or banking details when they bank with a bank that supports PayShap.

Plus, with Discovery Instant Pay, you can make instant EFT payments to any South African bank account at any time, on any day of the week, in real-time.

Simply set up a Discovery Bank ShapID in just a few taps, and when it's time to make or receive an instant payment, we'll do the rest.

Set up your ShapID

To set up your ShapID, simply:

  1. Log in to the Discovery Bank app
  2. Tap the More menu
  3. Tap PayShap
  4. Follow the steps.

Watch the video to learn more

Skip the queues with Health Pay

Quickly popping in to your doctor or local pharmacy? With Health Pay, you can settle your medical co-payments instantly from your linked bank account without the hassle of queues or paperwork.

How to set up Health Pay

  1. Log in to the Discovery Bank app.
  2. Tap More and then Health Pay.
  3. Select the card you want to link to Health Pay.
  4. Enter the maximum amount transaction limit.
  5. Accept the terms and conditions and tap Next.
  6. Tap Confirm and Done.

Watch the video to learn more

Bank smarter with a free virtual card

Need a little lunchtime retail therapy? You can add a free virtual card and start making safe and convenient online payments in seconds. Our virtual card gives you a seamless digital banking experience with state-of-the-art security for safe and secure contactless payments. Plus, you get the same benefits and rewards as with a physical card. You can add as many virtual cards as you need on the Discovery Bank app at no cost.

How to add a virtual card

  1. Log in to the Discovery Bank app.
  2. Select Cards in the bottom navigation bar.

  3. Tapon the top-right corner and select Add card.

  4. Select Add a Virtual card.
  5. Select the account to link the virtual card to and select a purpose for the card.
  6. Set a spend limit, if needed, and tap Next.
  7. Select a PIN for your virtual card, then tap Next.
  8. Check the details and tap Confirm to complete.

Watch the video to learn more

Get prepaid at your fingertips

Stay connected all day, every day. You can top up your airtime, data and SMS bundles, or buy prepaid water and electricity in your banking app. Plus, get up to 15% off when you use your Discovery Miles to pay.

How to buy prepaid services in your banking app

  1. Log in to the Discovery Bank app.
  2. Tap Transact at the bottom of the screen and select Purchase.
  3. Select Airtime, Data and SMS or Water and Electricity.
  4. Select an existing recipient or load a new recipient.
  5. Choose the relevant provider and product you want to purchase.
  6. Enter the amount you want to spend.
  7. Select Purchase to complete the transaction.

Watch the video to learn more

Dinner with a side of wanderlust?

Book and pay for flights through Vitality Travel in just a few taps on the Discovery Bank app. Plus, book your entire trip including holiday accommodation and car hire from your laptop through the Vitality Travel online booking platform.

How to use Vitality Travel

To access flight bookings in the Discovery Bank app, simply:

  1. Log in to the Discovery Bank app.
  2. Tap Transact and select Travel.
  3. Tap Flights.
  4. Select your travel destination, dates and passengers.
    • You can filter and sort your search results by airline, cabin class, fare type, stops, and times.

Watch the video to learn more

Make your global dreams come true...

Save for your holiday in dollars, euros or pounds with the only Real-Time Forex Accounts, available 24/7 in your banking app. You can open, convert, save and pay in seconds.

You can add a free smart forex virtual card for secure contactless payments with your smart device outside South Africa or get a smart physical card to withdraw cash while you're abroad.

You can also make secure online payments in over 60 foreign currencies and get a real-time conversion quote instantly in your banking app before you make a payment.

How to open our Real-Time Forex Accounts

  1. Log in to the Discovery Bank app.
  2. Scroll to the end of your portfolio of accounts.
  3. Tap Add Account.
  4. Tap Foreign Currency.
  5. Enter your tax number (if it isn't there already).
  6. Follow the steps to open a British Pound, Euro or US Dollar Account.

Watch the video on how to set up your forex virtual card

What's your favourite way to pay or get paid? Tell us on social media and remember to use the hashtag #DiscoveryBestBank.

The Future of Banking. Now.

This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.

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