Smart. Instant. Seamless payments
With Health Pay, you can instantly settle any out-of-pocket medical expenses at participating healthcare providers, without the hassle of queues or paperwork.
Activate Health Pay
Discovery Health Medical Scheme members can settle any out-of-pocket medical expenses with Health Pay from Discovery Pay.
Health Pay allows you to instantly settle any out-of-pocket expenses at participating GPs, pharmacies, optometrists' and other healthcare providers directly from your linked Discovery Bank account.
Exclusive to Discovery Health Medical Scheme members
Health Pay is just one of the features of the new Ðiscovery Account brought to you by Discovery Bank - exclusively available to you, with zero monthly account fees.
In addition to instant ways to pay for your healthcare expenses, this fully digital bank account also gives you access to travel and lifestyle rewards, Discovery Miles, and all of Discovery Bank's innovative digital banking capabilities, just for being part of Discovery.
Not a Discovery Bank client?
Activate the Ðiscovery Account, with zero monthly fees now
Watch this video to learn more about Health Pay and the simple steps to activate this benefit.
How it works
When you visit a Health Pay-enabled provider your medical expenses will be automatically paid by your medical scheme and Health Pay
No more paperwork or queues
If your healthcare provider has a QR code on their invoice, you can scan this QR code from your Discovery app. The outstanding amount will be automatically deducted with Health Pay from your linked Discovery Bank account.
Expanding the Health Pay network
Health Pay is available at:
- As many as 6500 GPs
- Pharmacies
- Optometrists
- and many more...
Coming soon: Keep track of your healthcare spend
You can get an overview of all your healthcare spend, including Health Pay, through an interactive dashboard in the Discovery app. The dashboard allows you to view your monthly healthcare expenses grouped by healthcare professional categories and where the expense was paid from
Your Ðiscovery Account benefits
Go everywhere with Vitality Travel
When activating your Ðiscovery Account you'll get access to Vitality Travel, our new travel booking platform, exclusive to Discovery Bank clients. With Vitality Travel you can make all your travel bookings in one place at discounted rates and unlock discounts on local and international flights, accommodation, and car hire at a wide network of partners - including all local airlines: Airlink, CemAir, FlySafair, LIFT and South African Airways.
Vitality Health members
Up to
35%
15% to 35% off six one-way or three return local flights each year, then 10% off thereafter
Up to
35%
15% to 35% off two international flight bookings, then 10% off thereafter
Up to
25%
25% off accomodation
Up to
25%
25% off car hire
Other Discovery clients
10%
off local flights
10%
off international flight bookings
10%
off accommodation
10%
off car hire
Get your Ðiscovery Account
Welcome to the Future of Banking. Now.
Choose from the Ðiscovery Account with no monthly fees, a transaction account for your everyday banking needs, a state-of-the-art standalone credit card or get the full banking experience with a Discovery Bank Suite.
Download the Discovery Bank app now to get started.
Learn moreWhat else you need to know
- Any adult beneficiary on Discovery Health Medical Scheme who is a primary account holder of a qualifying Discovery Bank product can activate Health Pay.
- Eligible Discovery Health Medical Scheme members can activate Health Pay on the Discovery Bank app.
- Qualifying Discovery Bank products include the Ðiscovery Account, Discovery Bank Transaction Account, Discovery Bank Card Account, or Discovery Bank Suite. Only one account can be linked to Health Pay.
- Qualifying out-of-pocket medical expenses for all members on the same Discovery Health Medical Scheme plan will be charged to the same linked Discovery Bank account.
- Your linked account must have an available balance to make payments with Health Pay. Using the Discovery Bank app, you can set a maximum spend limit per Health Pay payment.
- There is no additional cost for activating and using Health Pay. However, interest will be charged on Health Pay where the linked account has a negative balance per your credit agreement.
- When a claim is submitted by a provider and you have an active mandate that is more than the co-payment amount, the co-payment portion will automatically pay from Health Pay.
- Alternatively, some practices may have a QR code on their invoice, which you can scan using your Discovery app. Your claim will then we funded from your available medical scheme benefits and Health Pay where applicable.
- Any outstanding medical expenses (co-payments) are instantly settled from your nominated Discovery Bank account when you claim.
- No, providers should not be asking for upfront payment where they have Health Pay activated.
- They may however charge you upfront if you have not activated your mandate or if you have insufficient funds in your nominated Discovery Bank account.
- When submitting the claim, the provider must indicate on the claim that you have made a payment so that you can be reimbursed for the payment.
- The provider must indicate on the claim that you have made a payment so that you can be reimbursed for the payment.
- The provider would have to refund you the duplicate amount that was charged.
Info and tips on the Ðiscovery Account
Health Pay is an integrated payments feature of Discovery Pay.
Discovery Pay is brought to you by Discovery Bank Limited. Registration number 2015/408745/06. Discovery Bank is an authorised financial services provider (FSP48657) and registered credit provider (NCRCP9997). Discovery Bank is not part of Discovery Health Medical Scheme. Discovery Health (Pty) Ltd, registration number 1997/013480/07, an authorised financial services provider and administrator of Discovery Health Medical Scheme.