If you're younger than 26, have comprehensive car insurance with Discovery Insure and have Vitality Drive, you can activate the Young Adult benefit.

We'll deposit 25% of your cash insurance premiums into your Rewards Fund every 6 months. At the end of each month, we'll adjust your Rewards Fund based on your Vitality Drive status and deduct R10 for every kilometre you've driven between 23:00 and 04:30. At the end of the 6-month cycle, the balance of your Rewards Fund will be paid into the bank account from which you pay your premiums.

You'll also get great rewards such as:

• Up to 50% of your BP, Shell and Gautrain spend back every month
• Access to an Insure Funder Account where you can double your fuel cash back
• Discounted prices with DriveMe partners such asUber, Road Trip and Scooter Angels
• Up to 20% discount at Tiger Wheel & Tyre and Bosch
• Weekly Active Rewards.

You can opt into or out of the Young Adult benefit at any stage by contacting us on 0860 751 751 or emailing insuremaintenance@discovery.co.za.

Visit our website for more information about the Young Adult benefit.

The Young Adult benefit is exclusively available to drivers under the age of 26 years. Learn more about the great rewards and benefits we're offering young adult drivers.

Once you have activated your Young Adult benefit, we will deposit 25% of your car insurance premium into your Rewards Fund. We will deposit this money into your Rewards Fund upfront for each six month period (25% x monthly premium x 6). The balance in your Rewards Fund will increase or decrease depending on your driving behaviour and how many kilometres you drive between 23:00 and 04:30. After six months the balance of your Rewards Fund will become available to you.

Yes, your Rewards Fund can become negative but it won't impact you as it will be reset to zero at the end of every six-month cycle. We won't ask you to top up your Rewards Fund if your balance is negative.

Drive well and earn at least 300 DQ Points each month and avoid night time driving betweeen 23:00 and 04:30.

You may have a premium adjustment at the end of every six months, based on your kilometres of night-time driving over the previous six-month period:

However, for every 1km that you drive your car between 23:00 and 04:30, while it's insured by Discovery Insure, your Rewards Fund will decrease by R10. If you use our DriveMe benefit you will not have any money deducted from your Rewards Fund.

You can boost your Rewards Fund each month based on your Vitality Drive status:

These premium adjustments are in addition to your annual premium review at your Plan anniversary and will apply for a period of six months only.