Safely navigating Black Friday and Cyber Monday this year
This time of year can quickly become overwhelming as you balance hunting for the best deals in stores and online, checking off items from your wish list, and getting your holiday shopping done - while sticking to your budget. Cybercrime, however, doesn't have to be an added concern.
We use advanced security technologies to protect your account, but with a few simple precautions, you can help protect yourself from online threats and enjoy the Black Friday weekend. Here's how to stay safe and secure while hunting for those great bargains.
Watch out for fake websites
Fake websites pretending to offer great deals are on the rise. While they may seem like an opportunity to save a few rands, their real purpose is to steal your payment information. To protect yourself, always ensure the website's URL begins with 'https' and matches the official domain. Look for trust seals or security badges as well. Remember to stick to reputable stores and take the time to research unfamiliar ones by reading customer reviews.
Look out for phishing tactics
Phishing is a type of cybercrime where scammers impersonate legitimate organisations to steal sensitive information, like login details or credit card numbers. Common phishing tactics include fake notifications about order issues, prompting you to click on a link that leads to a fraudulent website designed to collect your personal data. These attacks often create a sense of urgency to pressure victims into acting quickly.
To protect yourself, always verify the authenticity of emails, links, or texts before clicking, and never share sensitive information through unverified channels. For example, SMS messages from Discovery Bank never include links.
Be wary of card skimming
Criminals may install hidden devices on ATMs or point-of-sale systems to steal your card data, especially during busy shopping days like Black Friday. Always inspect card readers for signs of tampering before use. If anything looks unusual, avoid using it. Use your virtual card where you can, as they provide an added layer of security over swiping or inserting a card.
Don't fall for fake product reviews
Fraudsters often post fake positive reviews to make low-quality or counterfeit products appear legitimate, especially during high-traffic shopping events like Black Friday. These fake reviews can influence shoppers and promote scam websites. To protect yourself, always read a mix of both positive and negative reviews to get a more balanced perspective.
As you navigate the excitement of Black Friday shopping, it's important to stay vigilant and protect yourself from rising cybercrimes. By following these simple steps - checking website security, being cautious of phishing attempts, inspecting payment machines, and reading reviews carefully - you can minimise the risks and enjoy a safer shopping experience. Remember, while great deals are out there, your personal information and security are always worth prioritising.
