5 ways to safeguard your finances with the Discovery Bank app
Whether you're homebound or exploring new destinations this holiday season, safeguarding your finances, data, and personal information has never been easier. In five simple steps, you can fortify your financial security using the powerful tools in your Discovery Bank app.
The 'silly season' is known for an influx of scams as criminals try to take advantage of increased online shopping and sales. But don't be alarmed, your Discovery Bank app is more than just a mobile bank branch - it's also a well-guarded vault protecting your money and sensitive data through cutting-edge technology.
But we've built into your app several features to ensure your financial safety, not just during the holidays but every day of the year. Take the time to understand these, and watch the videos below to learn how you can put everything in place to help defend your data and money from criminals.
01 | Fortify your security with a free virtual card
Enhance your security with a free virtual card, which employs state-of-the-art security measures that can top that of a physical card. No one can skim or pilfer your virtual card, and if safety concerns arise, you can instantly pause, cancel, or reactivate your card in your banking app.
Watch: How to use your virtual card
02 | Effortless and secure tap-and-pay transactions
Enjoy banking on the go with Discovery Bank. Just connect your bank card to your preferred digital wallet for seamless tap-and-go payments through Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and SwatchPAY!
Watch: Add a card to Apple Pay
Watch: Add your Discovery Bank card to Google Wallet
03 | Real-time alerts keep you informed
Stay ahead of your finances with real-time in-app notifications, ensuring you're the first to know about any account activity. You have complete control over the frequency and privacy settings of your notifications and alerts, offering transparency on your money's movements.
Watch: How to manage your email and in-app notifications
04 | Personalise your account and card security settings
Take charge of your financial security by setting custom limits and restrictions with a few taps in your banking app. You can manage your online, merchant, and spending limits; adjust ATM withdrawal limits; view or change your PIN; pause or cancel your card; and even manage your digital wallet preferences. Plus, you can control access for secondary cardholders.
Watch: How to change your channel limits
Watch: How to manage your card limits
05 | Rapid response with Discovery Bank support
In case of suspected fraudulent activity or the loss of your bank card or mobile device, contact our fraud team right away at 011 324 4444.
Access our contact information, including emergency numbers, under Contact Us in the app.
Last month we explained how to look out for scammers on Black Friday. Refresh your memory as this will always keep you and your account financially safe and secure.
The Future of Banking. Now.
This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.
