Unlock more with Discovery Bank's simple and convenient payment solutions

There's a world in which banking is a breeze - and that world lives in arm's reach of you!

We've worked on not just establishing partnerships with a host of financial services and payment providers, but also on smoothing out and speeding up each step of the process - all to make transacting simple and effortless on your end.

Here's a look at the uber-convenient and affordable payment solutions available to you - saving you money and valuable time in the New Year.

1. Real-time payments: Keeping it simple and low-cost

No one likes to wait for their money. Since last year, of the more than half a million payments that Discovery Bank clients made monthly, instant payments have doubled in volume.

Whether you need to send money urgently or prefer the ease of instant transactions, your banking app has you covered, because you can now make real-time payments to anyone, anywhere, anytime, starting from as little as R1. Your app takes simplicity to the next level by selecting the most convenient and affordable instant payment option on your behalf. You can:

• Send money instantly from R1 to R3,000 using PayShap.
• Make real-time clearance payments to any participating South African bank account, 24/7.

Your transaction fee is based on your Discovery Bank product, offering a cost-effective solution for all your payment needs.

2. Forex: Global transactions are now stress-free

Do you have an international trip planned for the year? You can simplify your travel experience with Discovery Bank's Real-Time Forex Accounts, available 24/7 in your app. These accounts offer:

• Seamless currency conversion with zero transfer fees.
• Savings in global currencies to protect against fluctuations.
• Exclusive discounts on flights, accommodation, and car hire through Vitality Travel.

With Real-Time Forex Accounts that let you open, covert, save and pay in seconds, you can transact and manage your money from anywhere, like a truly global citizen!

3. Health Pay, Vitality Pay, and more: Everyday made effortless

Dislike rummaging through your bag at a till, or hunting for your wallet to transact? With Discovery Bank, there are loads of highly secure ways to pay on the go, or digitally, with just a tap or two. Use these methods to simplify your day:

• Health Pay: Skip the queues by settling medical co-payments instantly from your linked bank account.
• Vitality Pay: Achieve your fitness goals with flexible payments for gym sessions with Vitality Pay as you Gym, starting from as low as R75.
• Virtual cards: Add a free virtual card for safe online payments with state-of-the-art security. Plus, earn higher base Ðiscovery Miles when you use a virtual card, online and in store.
• Prepaid services: Top up airtime, data, SMS bundles, or buy prepaid water and electricity in-app, with up to 15% off when using Ðiscovery Miles.
• Vitality Travel: Book flights in the Discovery Bank app. Plus, book your holiday accommodation and car hire effortlessly through Vitality Travel on your desktop or laptop .
• Tap to pay: Enjoy the convenience of Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and SwatchPAY! for secure and contactless payments. Link your Discovery Bank card to your digital wallet for absolute freedom.

Link your bank card to your digital wallet of choice to make tap-and-go payments. Tap on the correct icon for step-by-step guidance on how to set up your digital wallet with Discovery Bank:

We're curious, with all these options - what's your preferred way to pay? Let us know on X using #DiscoveryBestBank!

• This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.