Home Loans and buying property

Explore our new blog to learn not only everything you need to know about Discovery Bank Home Loans but everything you need to know about buying a new property. From understanding the terms used and how interest rates are calculated, to how to make an offer for purchase and ensure you have the right insurance cover... we've got you covered.

Understanding Discovery Bank Home Loans

Welcome Home with SA's first and only shared-value home loan

Whether you're a first-time buyer or looking to upgrade, enjoy a full home loan ecosystem of benefits and tailored services. Start in minutes in your Discovery Bank app, get a personalised interest rate, plus a further discount of up to 1%.

A guide to finding your dream home

Buying property is a big step. By defining your requirements, researching well, and carefully evaluating each option, you'll set yourself up for a satisfying investment. Here are tips from Discovery Bank on how to approach a property purchase.

What to look out for: the costs of buying a home in South Africa

Becoming a homeowner is fulfilling, but it requires diligent financial planning. This can help ensure that the property you buy is an investment that increases in value rather than a financial burden. Get pointers from Discovery Bank here.

Understanding property types and choosing the right fit for you

Do you know the difference between freehold, sectional title, and share-block properties? Each property type may impact decisions like whether you can have a pet, plant a garden, or run a business from home. Get the lowdown from Discovery Bank here.

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