Thrive in 2025: Your happy place awaits at home
Care for a little more comfort in the best place to return to? That could mean new furniture, a solar system, or even an entirely different home! Plus, learn how adding home and life cover can help you enjoy your new haven for less.
Your home is more than a place to live; it's where comfort, security, and memories thrive. Whether you're buying your first house, upgrading your current space, or ensuring everything runs smoothly with insurance and maintenance, Discovery Bank offers solutions to help you create the home of your dreams.
Here's how you can unlock the benefits of Discovery Bank's shared-value approach to home ownership.
1. Dream it, then do it with Discovery Bank Home Loans
Discovery Bank's Home Loan offering is designed for every stage of your journey. Choose from:
- A new home loan: Finance your first home or a dream upgrade.
- Switch: Move your existing home loan to Discovery Bank and potentially save with better rates.
- Refinance: Access extra cash, based on the value of your current property.
Why choose Discovery Bank Home Loans?
Because you never know if you can get a better deal until you try! We offer:
- Competitive interest rates with up to 1% off for managing your money well.
- Easy application through the Discovery Bank app, with a preliminary offer in just 5 minutes.
- Flexible terms of up to 30 years and options for up to 3 co-applicants.
- Savings of up to 50% on bond attorney fees and a dedicated consultant to guide you through the process.
2. Have an eye for interior design?
Your dream home doesn't end with buying property. In-built storage, a coffee machine, a coat of paint and modern décor could take it from decent to decadent - and with benefits like these, it won't cost an arm and a leg! Furnish, decorate, and enhance your space with up to 15% back in Ðiscovery Miles at premium home partners, in-store or online. Plus, double your rewards to up to 30% back for the first six months when you switch, refinance, or finance your home through Discovery Bank.
Explore our home partners for discounts on furniture, appliances, decor, and more. And paying with your Discovery Bank virtual card ensures instant rewards and effortless shopping.
3. Say bye to power cuts with sustainability you can afford
AA healthy home is one that keeps you prepared and comfortable. Discovery Bank's Energy Solutions benefit includes:
- Bespoke solar and off-grid installations with optional financing.
- 10% off portable backup power solutions for load-shedding relief.
Combining sustainable upgrades with home financing could make your house even more efficient and future-proof.
4. Cover unexpected costs with comprehensive insurance
Discovery Insure's building and contents cover ensures your home and belongings are safeguarded against the unexpected. Bundle your home loan with Discovery Insure and Discovery Life Home Loan Protector for further interest rate reductions, so you can save while staying secure.
Benefits include:
- Seamless activation as part of your home loan process.
- Flexible plans tailored to your home and lifestyle needs.
5. It pays to bookmark your home maintenance
Your home's health depends on regular care and maintenance. Without it, fixable issues can suddenly turn into hefty expenses. Here are some tips to keep things running smoothly:
- Routine inspections: Check for leaks, cracks, and wear-and-tear before they become major issues.
- Seasonal updates: Service your appliances and water filters, clean gutters, and maintain heating or cooling systems.
- Budget for repairs: Use the Vitality Money Financial Analyser tool on your banking app to track your expenses and plan for home maintenance costs.
6. Unlock even better interest rates with Vitality Money
Managing your finances well doesn't just improve your bank balance, it earns you significant savings on your home loan. You could:
- Get up to 0.25% off your interest rate, based on your Vitality Money status.
- Stack additional savings by integrating Discovery Insure and Discovery Life products.
Want to bump up that status for better rewards? Try:
- Setting up a budget with the Vitality Money Financial Analyser.
- Reducing debt and building savings.
Ready to create a thriving home?
From securing a great deal on a home loan to upgrading with sustainable solutions and ensuring your haven is protected, Discovery Bank has everything you need to turn your house into your dream home. Get started today!
- This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.
- Điscovery Miles do not constitute currency or any other medium of exchange in circulation in South Africa. Rewards are based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Discovery Bank, Auth FSP. Limits, terms and conditions apply.
- Điscovery Miles are more valuable than cash on the Discovery and Discovery Bank apps, in-store and online with Discovery Vitality's partners
- If you have a Discovery Bank Home Loan, as the main applicant your reward will be doubled to up to 30% back. The offer is valid for six months from the date an attorney is assigned to home loan applications submitted by 31 December 2025
