Credit cards, loans and credit facilities

Not all credit options are the same. Explore this blog page to find out the difference between credit cards, overdrafts, revolving access loans, single-credit facilities, and more. We'll also guide on the best way to manage your credit and ensure your credit is designed to support your needs, hopes, and lifestyle.

Turn your ambition into action with credit when you need it

Do you have BIG plans for 2025? Whatever you're aiming for, Discovery Bank's Revolving Credit Facility can help you secure cash, fast. It's flexible, accessible and just a few taps away in your banking app.

Revolving credit can help you take advantage of those big-ticket Black Friday deals

Seeing incredible Black Friday specials, but don't have access to cash to take advantage of them right now? Discovery Bank's Revolving Credit Facility allows you to enjoy these great deals now and pay for them back later with budget-friendly payments.

Unlock travel adventures with Discovery Bank's Revolving Credit Facility

Discovery Bank's Revolving Credit Facility and Vitality Travel brings your travel aspirations to life. This powerful duo helps you fuel incredible travel experiences while staying in control of your finances. Make your dream trips happen!

Find a financial ally in our flexible credit options

We don't know what financial goals you may have this New Year, but we do know our easily accessible, flexible credit options could help get you there faster! In 2024, explore the potential of Discovery Bank's credit offerings, where simplicity meets financial freedom.

Vitality Money: Your path to a lower borrowing rate with Discovery Bank

When you borrow money, the interest rate on the loan determines how much interest you'll be charged. Save on those rates with Discovery Bank's Dynamic Interest Rates linked to your Vitality Money status.

Revolving Loans vs Personal Loans: Which is right for you?

There's more options to credit than credit cards and overdrafts. That's why understanding your options goes a long way to managing your money.

The ABCs of a Revolving Credit Facility: What you need to know

Getting credit doesn't have to be complicated or come with fixed terms. A Revolving Credit Facility lets you pay as you use, offers affordable repayments, and gives you access to funds when you need it.

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