"I got credit straight away, with zero stress!" The Revolving Credit Facility in action

Love isn't just about romance - it's about feeling secure, supported, and empowered. And that's exactly how Discovery Bank's Revolving Credit Facility makes you feel when it comes to your finances.

Whether it's handling life's surprises, planning a special occasion, or simply giving yourself peace of mind, your banking app can offer instant credit when you need it - without the hassle.

Instant credit, total control

Say hello to credit that works on your terms. Discovery Bank's Revolving Credit Facility gives you immediate access to pre-approved funds, so you can borrow, use, repay, and use it again - whenever you need it.

Unlike traditional loans, there's no waiting period, no fixed repayment terms, and no fees when you're not using it. Just flexible, affordable credit at your fingertips.

Why Discovery Bank clients love their Revolving Credit Facility

Are you one of many who are loving this facility? There are at least five good reasons you should!

1. Immediate access - Get funds in seconds when you need them, with no waiting.
2. Flexible repayments - Repay as little as 2.5% of your outstanding balance each month.
3. Only pay when you use it - No monthly fees if your facility is unused.
4. Lower interest rates - Reduce your rate by up to 7% with Vitality Money.
5. Hassle-free application - Apply in less than five minutes in the Discovery Bank app.

A real-life example: Planning the perfect Valentine's getaway

Imagine this: you've just come through the financial crunch of "Janu-worry" - the bills have piled up, and your savings aren't looking quite as full as you'd hoped. But the chance to surprise your loved one with a special Valentine's trip is calling to you...

You've set your heart on an exotic beach destination for a week of sun, relaxation, and unforgettable memories. So, how can you make it happen without blowing your budget or stretching yourself too thin?

Enter Discovery Bank's Revolving Credit Facility...

With your pre-approved funds at hand, you're able to book flights and accommodation at discounted rates, taking advantage of early bird specials that you might have missed if you waited until your discretionary funds were back on track.

With no waiting periods for loan approvals and flexible repayments that fit your cash flow, you're able to plan ahead while knowing you can pay it back at a pace that suits you.

Even better, the Revolving Credit Facility gives you the freedom to pay as little as 2.5% of the outstanding balance each month, allowing you to pay back over the next few months without straining your finances. And with the added benefit of reduced interest rates through Vitality Money, you can further ease the financial load.

In this scenario, the credit facility doesn't just allow you to experience the joy of a memorable getaway - it enables you to time it perfectly, even when finances are tighter. By using this facility, you're able to create precious memories, while still staying on top of your financial responsibilities.

Ready to experience financial freedom? Applying for a Revolving Credit Facility is quick and easy:

Ready to experience financial freedom? Applying for a Revolving Credit Facility is quick and easy:

1. Log in to your Discovery Bank app.
2. Tap More on the home screen.
3. Tap Credit Facilities.
4. Tap Apply today on the Revolving Credit Facility tile and follow the prompts.

Enable more spontaneity - with less stress!

So if you're looking for instant credit, flexible repayments, and peace of mind - all sorted with ease in your banking app - check out Discovery Bank's credit facilities. From spontaneous getaways to financial flexibility when you need it most, the ability to manage your financial future is right at your fingertips.

• This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.
• Discovery Bank Ltd. Auth FSP 48657. Limits, Ts & Cs apply. Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Credit initiation and service fees may apply. Subject to credit approval.