Affordable medical aid cover
Here's what you get:
- Unlimited hospital cover in our KeyCare hospital networks
- Guaranteed full cover in hospital for specialists on the KeyCare network, and up to 100% of the Discovery Health Rate (DHR) for other healthcare professionals
- Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
- Unlimited cover for medically appropriate GP consultations, blood tests, X-rays or medicine in our KeyCare networks on the KeyCare Plus and KeyCare Start plans
- Essential cover for chronic medicine on the KeyCare medicine list for all Chronic Disease List conditions when you use a designated service provider (DSP).
- Cover depends on the plan you choose.
Our four plans in the KeyCare Series
| Core | Plus | Start | Start Regional | |
| Hospital cover | ||||
| Unlimited private hospital cover at a network hospital | Unlimited cover in your chosen KeyCare Start Network Hospital | Unlimited hospital cover in the chosen KeyCare Start Regional network hospital. Members must go to a network hospital in their selected region | ||
| Full cover with a specialist we have a payment arrangement with | Full cover at a contracted provider in your allocated KeyCare Start network hospital. Other providers within your allocated KeyCare Start network hospital is covered at 100% of the Discovery Health Rate | Guaranteed full cover in hospital for specialist on the keycare Start Regional network, and up to 100% of the Discovery Health Rate (DHR) for other healthcare professionals. | ||
| Specialists we don't have a payment arrangement with are covered at a percentage of the Discovery Health Rate | 100% | 100% | Full cover at a contracted provider in your allocated KeyCare Start network hospital. Other providers within your allocated KeyCare Start network hospital is covered at 100% of the Discovery Health Rate | Full cover at a contracted provider in your allocated KeyCare Start Regional network hospital. Other providers within your allocated KeyCare Start Regional network hospital is covered at 100% of the DHR for other healthcare professionals. |
| Other healthcare professionals are covered at a percentage of the Discovery Health Rate | 100% | 100% | Full cover at a contracted provider in your allocated KeyCare Start network hospital. Other providers within your allocated KeyCare Start network hospital is covered at 100% of the Discovery Health Rate | Full cover at a contracted provider in the KeyCare Start Regional network hospital. Other providers within your allocated KeyCare Start Regional network hospital is covered 100% of the DHR |
| Chronic illness cover | ||||
| Chronic condition: Cover for 27 Chronic Disease List conditions (once approved) according to the Prescribed Minimum Benefits | ||||
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Chronic medicine: Full cover for approved medicine on our medicine list at a designated service provider pharmacy |
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| Cancer cover | ||||
| According to Prescribed Minimum Benefits at a cancer specialist in our network | You have cover for cancer in a state facility | You have cover for cancer in a state facility | ||
| Day-to-day cover | ||||
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Primary care through your chosen GP and day-to-day medicine from our medicine list as well as basic radiology and pathology at a network provider |
Unlimited GP consultations through the online practice and face-to-face consultations when referred by the online practice. Access to blood tests, X-rays or medicine if referred by the KeyCare Online Practice or chosen KeyCare Start Regional network GP. | |||
This is only a summary of the key benefits. Please consult the health plan guide for more details. Discovery Health Medical Scheme Rules apply.
