The Executive Plan

The most extensive in-hospital medical aid cover with comprehensive chronic and day-to-day benefits

Choosing the right medical aid plan is important.

We're here to help you.

Here's what you get:

  • Unlimited private hospital cover in any facility approved by the Scheme including private ward cover of up to R2,700 each day.
  • Guaranteed full cover in hospital for specialists who we have a payment arrangement with, and up to 300% of the Discovery Health Rate (DHR) for other specialists.
  • Full cover for chronic medicine on our medicine list for all Chronic Disease List (CDL) conditions, and additional conditions on our Additional Disease List (ADL), as well as cover for a defined list of the latest treatments through the Specialised Medicine and Technology Benefit.
  • Cover for up to two cycles of assisted reproductive therapy (ART) if you meet the scheme's benefit and clinical entry criteria. We will fund 75% of the treatment up to an overall limit of R135 000 per person per year.
  • Extensive benefits for maternity and early childhood that cover certain healthcare services before and after birth.
  • Additional cover through the Day-to-day Extender Benefit (DEB) for GP consultation fees and kids casualty visits when your Medical Savings Account (MSA) runs out.
  • The highest savings account and an unlimited Above Threshold Benefit (ATB) for your day-to-day healthcare needs.
  • The Overseas Treatment Benefit gives you cover for treatment not available in South Africa. Access to full cover for second opinion services. Cover of up to US$1 million per person for medical emergencies when travelling outside of South Africa.

Our Executive Plan

Hospital cover
Unlimited private hospital cover in any facility approved by the Scheme.
Full cover with a specialist we have a payment arrangement with.
Specialists we don't have a payment arrangement with are covered at a percentage of the Discovery Health Rate. 300%
Other healthcare professionals are covered at a percentage of the Discovery Health Rate. 200%
Chronic illness cover
Chronic condition: Cover for 27 Chronic Disease List (CDL) according to the Prescribed Minimum benefits.
Chronic condition: Cover for additional conditions on our Additional Disease List (ADL).
Chronic medicine: Full cover for approved medicine on our medicine list.
Cancer cover
We cover the first R500,000 of your approved cancer treatment over a 12-month cycle in full.
Extended Oncology Benefit
The highest Medical Savings Account (MSA) and an unlimited Above Threshold Benefit (ATB) for your day-to-day healthcare needs.
Day-to-day cover
Day-to-day Extender Benefit pays for certain day-to-day benefits after the money in your Medical Savings Account (MSA) has run out and before you reach your Annual Threshold.

This is only a summary of the key benefits. Please consult the health plan guide for more details. Discovery Health Medical Scheme Rules apply.

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