Discovery Invest current offers
Since the launch of our shared-value model, we have been changing the way clients invest. Our boosts and benefits drive positive behaviours that manifest in additional value, with more than R20 billion created to date. These benefits encourage clients to invest longer, invest more, live well, and withdraw wisely.
Structured product offer
Our previous structured products have an outstanding track record of performance, with all but one of the matured Discovery Capital 200+ tranches giving clients 100% return, before the effect of fees and taxes.
DISCOVERY CAPITAL 200|300+
Client can grow their wealth with the Discovery Capital 200|300+ (November 2025 tranche)
What is the Discovery Capital 200|300+
The Discovery Capital 200|300+ is a five-year product that provides clients with exposure to US, European and Asian equity markets. The growth of the product depends on an underlying global portfolio which consists of 20 European, US and Asian companies.
What's the offer?
Clients can get 100% growth if the global portfolio is flat or positive at the end of the five years, and 200% growth if the global portfolio grows by 40% or more.
*Note: Growth is before the effect of fees and taxes
How can clients take advantage?
The Discovery Capital 200|300+ (November 2025 tranche) will be available on our lump-sum Endowments until 14 November 2025.
The minimum investment amount is R100,000.
Retirement offers
Our retirement plans are designed to help clients create financial independence in retirement by rewarding them for their healthy investment behaviours. By investing longer, investing more, living well and withdrawing wisely, clients can be rewarded with boosts and fee discounts.
LUMP-SUM RETIREMENT ANNUITY
Clients can enjoy enhanced boosts to their retirement savings for investing more
What's the retirement plan?
If a client has an existing Discovery lump-sum Retirement Annuity, they can close their retirement savings gap with this current offer when they invest more into their retirement annuity.
What's the offer?
By investing extra money for retirement, clients can get rewarded with enhanced boosts of up to 25% on these extra contributions.
How can clients take advantage?
This offer is available on existing lump-sum Retirement Annuity plans from 1 October 2025 to 27 February 2026.
DISCOVERY RETIREMENT OPTIMISER
Clients can enjoy boosts of up to 50% to their retirement savings for investing more
What's the retirement plan?
The Discovery Retirement Optimiser helps clients build long-term financial independence through its range of benefits. With this current offer, they can grow their retirement savings even further by making an additional contribution.
What's the offer?
Clients can get rewarded with a boost of up to 50% when they make an additional lump-sum contribution to their Discovery Retirement Optimiser during the offer period.
How can clients take advantage?
This offer is available on qualifying Discovery Retirement Optimisers from 1 October 2025 to 27 February 2026.
This document is meant only as information and should not be taken as financial advice. For tailored financial advice, please contact your financial adviser. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life insurance products are underwritten by Discovery Life Ltd, registration number: 1966/003901/06, a licensed life insurer and an authorised financial services provider and registered credit provider, NCR registration number NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product rules and terms and conditions apply.