Our global investment plans

We offer global investment plans, tailor-made to suit your investment needs. These plans offer benefits to help you reach your investment goals and ensure your financial security. See below for more information on our plans.
 
Global endowment

Our lump-sum Global Endowment

An endowment is an investment plan that helps you save over the medium to long term. Our Global Endowment allows you to invest offshore below the prevailing exchange rate, which means you get more out of your investment. Tax administration is effortless, there are significant estate planning advantages and you can access your investment when you need to.

Download brochure

You can invest in US dollars (USD), British pounds (GBP) or euros (EUR).
The minimum investment amount for each currency is:

USD 25 000
 

GBP 20 000
 

EUR 22 000
 

ZAR 375 000

Why the Global Endowment ?

Invest below the prevailing market exchange rate

When you take out this investment plan, you can effectively invest at a better exchange rate than what is available in the market by investing in qualifying investment choices. If you already have money abroad, you can invest with us and still get an equivalent enhancement to your investment from this feature. You must remain invested for 10 years to receive this benefit.

Estate planning

Our Global Endowment forms part of your South African estate; therefore, it avoids the complications that could arise from having part of an estate located in another country.

Tax efficiency

We take care of the tax administration (calculation, collection and payment to SARS) on your behalf, which makes the tax process much simpler. Taxation on endowments may also result in lower tax for investors who have higher marginal tax rates. Tax is calculated in US dollars.

Competitive fees

We charge a single, competitive yearly admin fee, which depends on the total value of all your Global Endowments. This fee includes trustee fees, custodian fees and international administration fees.

Flexibility through multiple owners and beneficiaries

The Global Endowment may be owned by multiple owners. In addition, multiple beneficiaries and types of beneficiaries can be nominated, which allows for the investment proceeds to pass to the beneficiaries without the need for international probate.

Access to your investment

You can make multiple withdrawals from this investment during the initial five-year period, and unlimited withdrawals thereafter.

Other global investment plans ?

Global Flexible Investment

The Global Flexible Investment is a lump-sum investment plan that gives you access to your money when you need it, and a wide range of international investment choices to choose from, ensuring you can take advantage of investment opportunities all over the world.

Global Recurring Endowmnet

The Global Recurring Endowment is a unique investment plan that allows you to invest monthly in USD with ease. We are the only company that allows you to invest globally in an endowment on a monthly basis.

 
Back to main page
Log in

Please click here to login into Discovery Digital Id

Please click here to login into Discovery Digital Id