Diversify offshore with the Discovery Global Equity Feeder Fund
Offshore exposure is a critical component of any well-diversified investment portfolio. Diversification is especially important in South Africa where 25% of the JSE consists of mining companies, according to the JSE's own statistics.
This means that if the client only invests in local stocks, there is little or no exposure to global growth industries - both emerging and developed.
Benefits of investing offshore include:
- Investors are able to access global investment themes that are either not available in South Africa or not as diversified as offshore markets. For example, the global pharmaceutical industry is currently estimated to reach US$1.12 trillion by 2022.Investors wanting to access the growth potential of this exciting sector have few local choices. There are three companies listed in the pharmaceutical and biotechnology sector on the JSE's Top 40, one of which is Aspen Pharmacare one of the world's largest pharmaceutical companies. By comparison, the NASDAQ had around 350 major pharmaceuticals listed as at February 2017.
- A buffer against rand depreciation. Offshore investments can help investors earn returns in a stronger foreign currency, which when converted back to rands, can provide them with higher returns due to a favourable exchange rate. And if the investor chooses to keep their portfolio offshore, they benefit from diversified currency returns.
What makes the Discovery Global Equity Feeder Fund an appropriate choice?
This fund uses a Four Factor investment approach, which is a unique model that uses key drivers of performance to methodically invest in stocks. Simply put, this means that when the fund managers, Rhynhardt Roodt, James Hand and Jonathan Parker, interrogate a stock for inclusion in the fund, they consider the following four factors or strategies:
- Momentum: aims to capitalise on an existing trend and identifies stocks where there has been an upward trending price.
- Value: selects stocks that are trading at less than their intrinsic value.
- Quality: invests in companies of high quality with management credibility and balance sheet stability.
- Earnings revisions: looks for shares that are reasonably priced, with expectations of positive, sustainable earnings growth.
The fund invests predominantly in developed markets such as the USA, Europe, UK and Asia and can invest in companies of varying sizes across industries and countries.
This fund is suitable for investors who want:
- Exposure to global equity markets over the long term.
- Developed markets exposure - this fund invests predominantly in developed markets to provide diversification from the South African equity market.
What has driven performance in the quarter to end June 2018?
The consumer discretionary sector proved most helpful in terms of relative performance over the quarter with several key holdings rallying off the back of very positive earnings. Chief among these was US jeweller Tiffany, which reported better-than-expected same store sales. This, along with enthusiasm about the company's recent product launches and new CEO, Alessandro Boglilio, who was appointed last year, saw investors bid up Tiffany shares in anticipation that recent results may indicate the start of an earnings up cycle.
The portfolio also benefited from advantageous positioning and helpful stock picking in the energy sector, which was the third largest sector-level performance contributor thanks to the ongoing strength in oil prices. Top-performing holdings in this sector included Chinese offshore oil company CNOOC and US firms Hess and Valero.
Sources: Personal Finance, Moneyweb
http://pharmaceuticalcommerce.com/business-and-finance/global-pharma-market-will-reach-1-12-trillion-2022/, November 2017.
Investec Asset Management
Disclaimer
Discovery Life Investment Services Pty (Ltd): Registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider
What to know before investing in collective investment schemes (unit trusts)
Before you invest in a collective investment scheme, there is important information you should know. This includes how we calculate the value of your investment, what affects the value of your investment, and investment charges you may have to pay. This notice sets out the information in detail. Speak to your financial adviser if you have any questions about this information or about your investment.
What the investment is
This Fund is a Collective Investment Scheme (also known as a unit trust fund) regulated by the Collective Investment Schemes Control Act, 45 of 2002 (CISCA). Collective investment schemes in securities are generally medium- to long-term investments (around three to five years).
Who manages the investment?
Discovery Life Collective Investments (Pty) Ltd, branded as Discovery Invest, is the manager of the Fund. Discovery Invest is a member of the Association of Savings and Investment South Africa (ASISA).
You decide about the suitability of this investment for your needs
By investing in this Fund, you confirm that:
- We did not provide you with any financial and investment advice about this investment
- You have taken particular care to consider whether this investment is suitable for your own needs, personal investment objectives and financial situation.
You understand that your investment may go up or down
1. The value of units (known as participatory interests) may go down as well as up.
2. Past performance is not necessarily an indication of future performance.
3. Exchange rates may fluctuate, causing the value of investments with international exposure to go up or down.
4. The capital value and investment returns of your portfolio may go up or down. We do not provide any guarantees about the capital or the returns of a portfolio.
How we calculate the unit prices and value the portfolios
1. We calculate unit trust prices on a net-asset value basis. (The net asset value is defined as the total market value of all assets in the unit portfolio, including any income accrued and less any allowable deductions from the portfolio, divided by the number of units in issue.)
2. The securities in collective investment schemes are traded at ruling prices using forward pricing. (Forward pricing means pricing all buy and sell orders of units according to the next net-asset value).
3. We value all portfolios every business day at 16:00, except on the last business day of the month when we value the portfolios at 17:00.
4. For the money market portfolio, the price of each unit is aimed at a constant value. This means that all returns are provided in the form of a distribution and that a change in the capital value will be an exception and only due to abnormal losses.
5. Buy and sell orders will receive the same price for that day if we receive them before 11:00 for the money market portfolio and before 14:00for the other portfolios.
6. We publish fund prices every business day, with a three-day lag, on www.discovery.co.za
About managing the portfolio
1. The portfolio manager may borrow up to 10% of the portfolio's market value from any appropriate financial institution in order to bridge insufficient liquidity.
2. The portfolio manager can borrow and lend scrip.
3. The portfolio may be closed in order to be managed according to the mandate (if applicable).
Fees and charges for this investment
There are fees and other charges for this investment.
The fees and charges that apply to this investment are included in the net asset value of the units and you do not have to pay any extra amounts. These fees and charges may include:
- The initial fund management fee
- Commission
- Incentives (if applicable)
- Brokerage fees
- Market securities tax
- Auditor fees
- Bank charges
- Trustee fees
- Custodian fees
You can ask us for a schedule of fees, charges and maximum commissions.
The total expense ratio
- “Total Expense Ratio” means a measure of a portfolio's assets that have been expended as payment for services rendered in the management of the portfolio or collective investment scheme, expressed as a percentage of the average daily value of the portfolio or collective investment scheme calculated over a period of a financial year by the manager of the portfolio or collective investment scheme.
- A percentage of the net asset value of the portfolio is for fees and other charges relating to managing the portfolio. The percentage is referred to as the total expense ratio (TER).
- A higher TER does not necessarily imply poor return, nor does a low TER imply good return.
- The current TER is not an indication of any future TERs. If fees go up, the TER is also expected to increase.
- During any phase-in period, the TERs do not include information gathered over a full year.
Transaction costs (TC)
1. Investors and advisers can use transaction cost (TC) as a measure to work out the costs they will incur in buying and selling the underlying assets of a portfolio.
2. The transaction cost is expressed as a percentage of the daily net asset value of the portfolio calculated over three years on an annualised basis. (This means the amount of interest an investment earns each year on average over three years, expressed as a percentage.)
3. Transaction cost is a necessary costs in administering the Fund. It affects the Fund's returns. It should not be considered in isolation as returns may also be affected by many other factors over time, including:
- Market returns
- The type of fund
- The investment decisions of the investment manager
- The TER.
4. Where a fund is less than one year old, the TER and transaction cost cannot be calculated accurately. This is because:
- The life span of the fund is short
- Calculations are based on actual data where possible and best estimates where actual data is not available.
5. The TER and the TC shown on the fund sheet are the latest available figures.