Work-from-home benefits available until 16 December 2021
As lockdown restrictions are becoming relaxed, the economy is also opening up and many businesses have returned to normal activity. As a result, we will continue to offer our clients cover for businesses working from home until 16 December 2021.
Our enhanced cover for businesses working from home is designed to help clients face the adjusted risks that come with the new way of working. Our work-from-home benefits are offered at no additional premium to clients and include the following:
Protecting the business while employees work from home
We will extend the client's existing cover for the following sections to all their employees' risk addresses to make sure that their business remains adequately protected while their employees work from home:
- Electronic equipment
- Office contents
- Storage of stock
- Theft
- Public liability
Protecting business premises while working remotely
We will waive the unoccupancy clause under the Fire and Buildings combined sections for plans that have this cover. This means that the client's insurance cover will not automatically be suspended after 30 days of the insured building being unoccupied. Clients will also not be liable to pay the 20% proportion of a claim that is usually required during the unoccupancy period.
We will automatically include the loss of water by leakage optional extension to all plans with the Fire and Buildings combined sections. So, if there is water leakage and the client is not at the business premises to detect or stop it, they will still be covered up to the benefit limit stated in the Plan Guide.
We are committed to supporting our clients during this period. If you have questions, please contact your Business Development Manager (BDM), our regional services channels or call 011 529 6620.