Start the year right by ticking off your insurance checklist

Now is the best time to review your insurance cover. Reviewing your insurance needs at the start of the year ensures your insurance matches your needs and lifestyle. It also means you might have 99 problems, but having something uninsured isn't one of them.

With that, here's your new year's insurance checklist - sorted.

Whether it's just off the showroom floor or pre-loved, your wheels need to be insured. Discovery Insure offers 4 insurance plans to choose from: Core Plan, Essential Plan, Classic Plan, and Purple Plan.

All plans offer comprehensive car insurance, rewards for driving well with Vitality Drive, trauma support and emergency roadside assistance.

Depending on the plan you choose, you can also enjoy additional benefits such as:

• No excess for theft- and weather-related claims, or if an insured third party causes an accident
• Car hire for up to 30 days when you claim
• Uber benefits
• Personal liability cover

You can also add Discovery Insure's Vehicle Warranty which offers comprehensive mechanical breakdown and electrical failure cover, and wear-and-tear cover for 36 critical vehicle components.

Do you have adequate home cover? With everything from load-shedding to the rainy season, now is the time to check if your household valuables and building insurance meet your needs - so that you don't have to deal with any 2024 curveballs.

With Discovery Insure's home contents cover, your valuables are protected from theft and weather-related claims - with no excess on Classic and Purple plans - and you get on-call access to an emergency locksmith, electrician, or plumber.

The outside of your home is just as important as the inside. Our building insurance offers benefits like cover against extreme weather, damage to gardens, swimming pools, boreholes, and more. Plus, with load-shedding not going away soon, we also give you peace of mind with our power-surge protection that protects your home and its contents.

Maybe you bought a new laptop, or it was time for a prescription sunglasses update. It's easy to forget about insuring portable possessions - until something's goes missing from your bag or car. Discovery Insure's portable possessions cover includes:

• Clothing
• Camera and media devices
• Computing equipment
• Mobile communication devices
• Jewellery and watches
• Pedal cycles

Our cover has added benefits, like being able to choose how much excess you'd want to pay or using your jeweller of choice when repairing or replacing items. That's because we believe in giving you more.

Start the year right by ticking off your insurance checklist, because peace of mind is the best resolution you can make - and Discovery Insure has you covered.