Insurance at every life stage with Discovery Insure

Whether you're a young adult just starting out or a parent watching your kids drive their first cars, you need the right cover to protect what's important to you. Plus, no matter what life stage you're in, good driving gets you more with our market-leading benefits and rewards.

You're under 25 and spreading your wings

Living your best student life or starting your first job? This stage of life is all about working towards achieving your goals and dreams. As someone who's part of a digitally-savvy generation, you value technologically advanced features and processes that are right at your fingertips, and value-added benefits.

The Core Plan is a great fit for you. It is suitable for clients who are price sensitive and looking for something affordable. It offers comprehensive car and home insurance with unique driving rewards and service features that you can conveniently access online. You can join Vitality Drive to get rewarded for driving well with rewards like weekly Vitality Active Rewards.

Another option you have access to, if you're under 25 and a Discovery Insure client, is the Young Adult Benefit.

With Vitality Drive on the Young Adult Benefit, you can enjoy reduced premiums for good driving behaviour and get monthly fuel cash back. Plus, you get discounted travel options at any time of the day with the DriveMe Young Adult Benefit.

You're in your mid-20s to 30s and need value for money

You're navigating adulthood, content with your current living situation and perhaps you're in a steady relationship. You may also be saving for a deposit on your own place.

The Essential Plan offers you affordable, comprehensive car insurance that covers your bases, such as no excess if an insured third party causes an accident, excess flexibility and roadside assistance.

You also get up to 10% off Uber trips and up to 25% off other drive-me-home services that we've partnered with. Plus, with Vitality Drive, you can earn up to 25% cash back on fuel or Gautrain spend every month - just for being a good driver.

You're in your 30s to 40s and starting a family or buying a house

You've established your career, have young children and own a house. You want to make sure your family and home are protected and you'd like a few perks as well.

The Classic Plan offers benefits like car hire for up to 30 days when you claim, or optional Uber. For car and home insurance, there's no excess for theft-related and weather-related claims. With Home Assist, you get emergency plumbing, electrical and locksmith services, while the Home Protector provides emergency security assistance, as well as accommodation for you, for peace of mind.

Plus, get up to 50% of your fuel spend back every month, up to 25% off Uber trips and up to 50% off on child car seats.

You're 40-plus and have a high net worth

If you're an ambitious individual. the Purple Plan is just for you.

The Purple Plan lets you reduce your premium if you own several cars, but only one is driven at a time. You can also get a new car if your written off or stolen car is less than 24 months old.

You also get up to 50% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive. Plus, you can upgrade to the latest Apple or Samsung phone every year!

You're 50+ and looking at the long term

You've put down roots and have grown up kids to deal with - kids with their first cars!

The Classic Plan offers benefit add-ons like the Write-off accelerator, which lets you choose to write your car off at a lower damage level. It also offers the Retail Value Booster, where you can choose to get an additional 15% or 25% when your car is stolen or written off.

Plus, if you earn Diamond Vitality Drive status several times in a year and are claim-free, you get a 0% renewal increase on your car insurance premium.

Get a quote with Discovery Insure today.
Activate Vitality Drive by selecting it at the time you request your quote. You can also call us on 0860 751 751 to add it to your plan at any time.