Take your car insurance and home insurance to the next level with our Purple Plan

This exclusive insurance plan gives you unique insurance cover with enhanced benefit limits, as well as unique benefits and rewards. You also get access to exclusive experiences to help make insurance easy for you.

As a Discovery Insure Purple Plan client, you get the following unique benefits:

•  Embedded worldwide cover of up to 20% of household contents sum insured or choose flexible portable possessions cover, with limited need to specify items.
• Upgrade to the latest Apple or Samsung cellphone every year. Learn more about this benefit.
• Multi-vehicle benefit: If you own more than one vehicle and drive one at a time, you can reduce your car insurance premiums by only paying the accidental damage premium on one car. All you have to do is select which of your vehicles you'd like to allocate to this benefit and your premiums will be adjusted.
• All-Risks cover including comprehensive accidental damage cover for your household contents.

You also have access to many other benefits that we offer including:

• No excess benefit: You do not pay an excess for theft-related or weather-related claims or if a motor-vehicle accident is caused by an insured third party.
• Estimated maximum loss: With this benefit, you can easily manage your portable possessions cover and select an estimated maximum loss for certain categories of specified items under the portable possessions section of cover to reduce your premium while still getting the cover you need.
• My Jeweller: You can opt to repair or replace valuable jewellery specified in your policy at a preferred store or provider.
• Easy, online claims processes including Auto Claims to have your geyser, cellphone, vehicle glass and electronic equipment claims approved in minutes and Claims View to track the progress of your claims online with real-time updates.

With Vitality Drive, you also get great rewards for driving well including:

• Up to 50% off your bp and Shell fuel and Gautrain spend back every month. You can have your fuel rewards paid as cash or Ðiscovery Miles into your account or each primary driver's individual account.
• Weekly Vitality Active Rewards to earn Ðiscovery Miles which you can spend on coffees, smoothies, shopping vouchers, gadgets and gifts.
• Guaranteed 0% renewal increase: Vitality Drive clients who consistently achieve Diamond Vitality Drive status can receive a 0% renewal increase on their monthly car insurance premiums.
• Great discounts including up to 25% off Uber, up to 20% off Tiger Wheel & Tyre and Bosch purchases and servicing costs and up to 25% off selected child car seats.
• Access to our unique safety features including Impact Alert, where we send emergency help if you're involved in an accident, even if we can't get hold of you and the ability to use your smartphone as a vehicle panic button

With these unique benefits, cover enhancements and rewards, you can see how the Purple Plan takes insurance to the next level, giving you the best, market-leading insurance cover.