Discovery Insure's Vitality Car Rating - Boost your drive

By analysing detailed vehicle information, accident history and driving behaviour, we reduce information gaps in the second-hand vehicle market. This helps everyone involved understand the vehicle's condition and receive or pay a fair price for it.

Boost your vehicle's resale value by up to 15% with the Vitality Car Rating It's not what you drive - it's how you drive.

Vehicles on Vitality Drive will get a score out of 1,000 based on their condition. Based on this score, vehicles will get a rating where vehicles in the best condition get a rating of 5.

How we calculate your Vitality car score

The vehicle score is determined by considering different factors about its condition and how it was driven. The three categories considered are the accident history, driving and mileage type.

Using your Vitality Car Rating

1. Obtain your Vitality Car Rating certificate:
   • Contact Discovery Insure at 0860 751 751 to request your Vitality Car Rating certificate.
   • The certificate will be provided within 3 business days. Ensure your vehicle has no pending claims to avoid delays in using the certificate.
2. Go to one of our partnered dealerships:
   • You can go to any Motus or Weelee dealership
   • Your certificate is valid for 31 days from the date of generation as long as you don't have any pending claims.
3. Determine your vehicle's base price:
   • Get a base price from your chosen partner dealer and let them know that you have a Vitality Car Rating certificate.
4. Present your certificate:
   • The certificate will boost the resale value of your vehicle, applied to the base price minus any necessary repairs.
   • The dealership will confirm the boosted resale value that you have earned.

Receive your boost

• Ensure your vehicle has no pending claims to avoid delays in using the certificate.

Notes:
To qualify for the boost the vehicle must:

• be on Vitality Drive and tracking (this means we are able to collect driving information for that vehicle) for at least one year to qualify for this benefit.
• have a full service history that is up to date.
• be  in good condition, with no major structural or mechanical damage.
  • The boost of up to 15% will be applied to the vehicles base price, prior to any price negotiations.
  • Vehicles on the Core Plan do not qualify for this benefit.
  • The boost will be pro-rated based on the proportion of the vehicle's lifetime for which we have data.
  • For example, if a vehicle is five years old, but has only been i nsured with Discovery Insure for four years, you would get 80% of the boost.
  • The maximum boost that you can receive is capped at R50,000.
  • The transaction will be subject to the dealership's standard terms and conditions.
  • Antique and classic vehicles do not qualify for this benefit.