Make virtual cards your new reality

Many South Africans no longer carry cash on them, but with Discovery Bank it gets even better - you don't even need your physical bank card! Adding a free virtual card in your banking app means that you can transact safely and in seconds, online and in-store with your smart device.

What exactly is a virtual card, you may ask? Simply put, it's a digital alternative to your physical Discovery Bank card that offers extra safety and convenience. Each virtual card has it's own unique 16-digit card, expiry date and CVV numbers, and comes with the same benefits as your physical card - like travel insurance, purchase protection, extended warranty, and rewards.

4 great reasons to have a virtual card

1. Never worry about not having your card on hand - all you need is your phone or smart device. Just link your virtual card with your preferred device to use at any tap-and-go pay point.
2. Virtual cards are replaced automatically, so there's no more waiting for a new physical card to be delivered.
3. Get state-of-the-art security, because no one will be able to skim your card to steal your card details.
4. Enjoy the flexibility and power to pause, cancel or reactivate your card in real time if you feel unsafe. Top tip: if you use your virtual card exclusively for online payments, you can reduce your physical card's online purchase limit to zero for additional security.

Free, fast and future-looking

If you're a new or existing Discovery Bank client, you can add virtual cards in your banking app. Virtual cards linked to your accounts are free, and you can add up to 50 virtual cards for multiple purposes. Plus, because they're digital, you can start transacting immediately once you've set up your card.

How to set up your virtual card

You can add your virtual card in the app in only a few steps. Watch our videos or read the step-by-step instructions below:

Simply log in to the Discovery Bank app and:

1. Tap Cards.

2. Tap at the top right.

3. Select Add a Virtual card.
4. Select the account to link the virtual card to and select a purpose for the card.
5. Set a spend limit, if needed, and tap Next.
6. Select a PIN for your virtual card, then tap Next.
7. Check the details and tap Confirm to complete.

How to use your virtual card for online and in-store payments

To view your virtual card details and begin transacting online, log in to the Discovery Bank app and:

1. Tap Cards.
2. Scroll to the correct card that says Virtual in the top right corner of the card image.
3. Select Show card details in the options below.
4. The 16-digit card number, CVV and expiry date will be revealed on the virtual card image. For your convenience, you can copy the card number by selecting Copy card number.

To use your virtual card for in-store payments on eligible smart devices, learn more about adding a card with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and SwatchPAY!

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This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.

Discovery Miles do not constitute currency or any other medium of exchange in circulation in South Africa. Rewards are based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Discovery Bank, Auth FSP. Limits, terms and conditions apply.

Discovery Miles are more valuable than cash on the Discovery and Discovery Bank apps, in-store and online with Discovery Vitality's partners.