Car insurance
Car insurance from Discovery Insure
Get more than just car insurance with Discovery Insure - get market-leading innovation, service and safety features at highly competitive rates. Our innovative car insurance cover gives you the option to join Vitality Drive, our driver behaviour programme that rewards your good driving while keeping you safe, with state-of-the-art safety features.
Choose from our four plan types that are tailored to your lifestyle
Core Plan
Unlock comprehensive cover with our Core Plan. Get highly competitive rates and limited rewards for driving well through the Vitality Drive programme. Our unique service features speed up the claims process, keep you informed, and let you easily manage your plan.
Essential Plan
Experience the benefits of our Essential Plan. It offers comprehensive car insurance, and benefits including rewards for safe driving and flexible excess options.
RECOMMENDED
Classic Plan
Choose the Classic Plan for comprehensive car insurance at highly competitive rates, with enhanced benefits. Through Vitality Drive, you can earn rewards for driving well and access advanced safety features like Impact Alert, which provides immediate emergency assistance when a severe impact is detected.
Purple Plan
Tailored for clients with over R5 million in insured assets, the Purple Plan provides comprehensive car insurance with enhanced benefit limits, exclusive experiences and a dedicated Discovery Insure Service Executive to address your unique needs.
Our State of the art plan features
- No excess for windscreen repairs.
- Emergency roadside assistance get towing services in the event of an accident.
- Locks and keys cover for loss of or damage to keys, locks and remote-control units for your vehicle.
- Vitality Active Rewards earn weekly rewards for meeting your personalised vitality active rewards drive goal.
- No excess if an insured third-party causes an accident
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- Up to 25% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive
- No excess for theft-related and weather-related claims, or if an insured third-party causes an accident
- Car hire for up to 30 days when you claim, and optional Uber benefits
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- Up to 50% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive
- No excess for theft-related and weather-related claims, or if an insured third-party causes an accident
- Car hire for up to 30 days when you claim, and optional Uber benefits
- Excess flexibility which gives you the option to choose the excess amount payable in the event of a claim
- Emergency roadside assistance, including Direction Assist and Trip Monitor
- Multi-vehicle benefit reduces your premiums if you own several cars, but only one is driven at a time
- Replacement value of new car of similar make and model if the car is less than 24-months old from the date of first registration
- Trauma support cover for professional counselling after a hijacking or a major vehicle accident
- Personal liability cover in the event you become legally responsible to pay compensation for accidental death, bodily injury, illness or accidental loss or damage to the property of any person
- A Service Executive will be assigned to help you with anything you need
- Up to 50% of your fuel and Gautrain spend back every month for driving well, with Vitality Drive