Enjoy the most comprehensive life insurance with Discovery Life

Discovery Life has led the regeneration of the South African life insurance industry, since launching in 2000. We were the first life assurer to separate risk assurance from investment, which has since become the market standard. This innovation alone has resulted in a saving of at least R8 billion for South Africans.

Our innovations have stemmed from a single philosophy: focusing on the consumer in everything we do.

Sometimes we have to imagine the worst to create the best, and to design our life insurance to ensure we offer the broadest possible cover should anything happen to you or your family.

This is what sets us apart from the market, making Discovery Life the insurer of choice.


5 reasons to get your life insurance with Discovery Life

Offers the most comprehensive cover in the market.

The Discovery Life Plan is there to support your family. But rather than simply being life insurance, the Discovery Life Plan is a collection of customisable benefits that cover the full range of possible life-changing events. And unlike traditional life cover, it allows you access to your funds in the case of real need, and is personalised according to your specific needs and means.

Offers upfront and ongoing discounts for staying healthy and driving well.

As a Discovery Life client, you can benefit from Integrating with other Discovery Life products. If you have a Discovery Health Plan or are a Vitality or Vitalitydrive member, you can enjoy an initial premium discount, control your premium over time and have a portion of your premiums paid back to you every five years or annually.

The only life insurer to reward you throughout your policy term, even if you claim.

Discovery Life’s PayBack and Cash Conversion benefits, enabled through Integration, ensure that you received valuable financial benefits throughout your policy term.

Automatically adapts your benefits according to your changing needs.

Discovery Life’s benefits automatically transform to maintain relevance to your changing needs. Discovery Life also offers features to supplement your retirement savings.

Discovery Life has an exemplary claims record.

Discovery Life has an exemplary record when it comes to paying claims enabled through innovative, objective and proactive claims assessment criteria. While it is imperative for clients to contact us after suffering a life-changing event, through our unique proactive claims service, Discovery Life can identify when a Discovery Health member qualifies for a claim.

How our Life insurance works


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