Life rewards you for living well, so does Discovery Life.

Our Life Plan is designed to offer you and your family flexible personal financial protection at a cost-effective premium and rewards you for being healthy and driving well. With an additional discount of up to 15% on your Life Plan you can manage your health and wellness, and receive even more  benefits.

You can choose the Classic Life Plan, which offers comprehensive and efficient long-term protection or the Essential Life Plan, which offers cost-effective cover for a defined level of protection.

We offer a collection of customisable benefits covering the full range of possible life-changing events, from death and disability to severe illness, loss of income, and much more. It is a comprehensive offering that ensures no matter which stage of life you find yourself in, you will be covered, rewarded, and financially secure.

One of the biggest advantages of being a Discovery Life policyholder is having access to a benefit structure that rewards you throughout your policy term, whether you claim or not.

 

Here are five reasons why you should choose Discovery Life:

 
1. The most comprehensive cover in the market

Discovery Life does not simply offer life insurance, we offer the most comprehensive cover in the market that not only covers the full range of possible life-changing events, but also rewards you for healthy behaviour. Life insurance that rewards health behaviour is a first for our industry, but as South Africa's number one life insurer, it should come as no surprise.


 
2. Upfront and ongoing discounts for staying healthy and driving well

When you join Discovery Life you can get an initial discount of up to 15% and thanks to our exclusive integration feature, the better you manage your health and wellness, the more benefits you'll receive. Simply choose to integrate (link) your current Discovery products, such as Discovery Health, Vitality, Discovery Card or Vitalitydrive to your Discovery Life Plan, and you'll immediately qualify for an initial premium discount and ongoing premium discounts as well.


Life Insurance Policies - Get a Life Insurance Quote from Discovery 
3. Only life insurer to reward you throughout your policy term, even if you claim.

This revolutionary idea we call PayBack, and to date it's allowed us to pay back over R1 billion in assets to our clients, acknowledging and empowering them to make positive changes in their lives with financial incentives and cash back. Our PayBack benefit will pay you a portion of your premiums back every year or every five years, depending on the option you choose.


Life Insurance Policies - Get a Life Insurance Quote from Discovery 
4. Cover that automatically adapts your benefits according to your changing needs

Discovery Life’s benefits automatically transform to maintain relevance to your changing needs. Discovery Life also offers features to supplement your retirement savings.


Life Insurance Policies - Get a Life Insurance Quote from Discovery 
5. Discovery Life has an exemplary claims record.

Discovery Life has an exemplary record when it comes to paying claims enabled through innovative, objective and proactive claims assessment criteria. While it is imperative for clients to contact us after suffering a life-changing event, through our unique proactive claims service, Discovery Life can identify when a Discovery Health member qualifies for a claim.

 
How our Life insurance works

 

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