Join Discovery Life and experience the future of life insurance today!
Fill in a few details to get a quote in 60 seconds and get your policy activated in 30 minutes* today. You can also call us on 0860 000 628 or speak to your financial adviser.
Terms and conditions apply.
Introducing the Discovery Life Plan: The Future of Life Insurance. Now.
Discovery Life offers you a comprehensive suite of life insurance policies with market-leading cover, award-winning** benefits and financial rewards designed to meet your lifestyle and needs.
Get cover for death, disability, severe illness and loss of income.
Protect your children's education through the Global Education Protector, which provides cover for the actual costs of a child's education, from crèche to tertiary education.
Why choose a Discovery Life policy?
The Discovery Life Plan provides you with a customisable experience from your phone, bringing shared value to you in real time. This experience lets you make the most of your Life Plan and the financial rewards available for managing your health and wellness.
Get a Discovery Life Plan, download the Discovery app and view your policy details 24/7 from anywhere in the world.
You'll also get access to the following features:
Instantly track your financial rewards and see how increasing your healthy behaviour can earn you even more.
Check your product benefits and cover amounts anytime.
Track your projected Cash Conversion which allows you to supplement your retirement funding with 10 yearly payments from age 65!
To get started, choose from our range of local and global Life Plans with customisable and award-winning** risk benefits to suite your needs.
Essential Life
Plan
Flexible and cost-effective cover with market-comparable benefits.
Up to 42% upfront and ongoing premium discounts
Up to 7.5% of your life insurance premiums back in the form of Discovery Miles
Up to 100% of your Life Fund value paid out in Cash Conversion payments from age 65 without reducing your cover
Death, disability, severe illness, loss of income, child and spouse benefits
Starting from
From R200
per month***
Classic Life
Plan
Market-leading, comprehensive cover for you and your family with award-winning** benefits.
Up to 48% upfront and ongoing premium discounts
Up to 7.5% of your life insurance premiums back in the form of Discovery Miles
Up to 100% of your premiums back in cash with the PayBack benefit
Up to 100% of your Life Fund value paid out in Cash Conversion payments from age 65 without reducing your cover
Death, disability, severe illness, loss of income, child and spouse benefits
Starting from
From R200
per month***
Purple Life
Plan
Bespoke local and global cover for high-net worth individuals with R10 million or more life cover.
Up to 48% upfront and ongoing premium discounts
Up to 7.5% of life insurance premiums back in the form of Discovery Miles
Up to 100% of your premiums back in cash with the PayBack benefit
Up to 100% of your Life Fund value paid out in Cash Conversion payments from age 65 without reducing your cover
Death, disability, severe illness, loss of income, child and spouse benefits
Convert all, or a part of, your rand cover into dollars with the Dollar Swap option
Speak to your financial adviser to get a quote.
Dollar Life
Plan
Authentic offshore risk protection which pays out in US dollars.
Up to 48% upfront and ongoing premium discounts
Up to 50% of your premiums back in dollars with the PayBack benefit
Up to 50% of your Life Fund value paid out in Cash Conversion payments from age 65 without reducing your cover
Lock in your dollar-rand exchange rate by up to 15% for the first nine years of your policy
Pay your premiums yearly using your dollar denominated bank account
Death, disability and severe illness protection and cover for your child's education, all paid out in dollars
Starting from
$50
per month***
After deciding on a Classic, Essential, Purple or Dollar Life Plan, unlock unmatched value and financial rewards by following these steps:
Activate a life insurance policy in 30 minutes*
Get comprehensive cover to protect you and your family against today's risks.
Download the Discovery app and start seeing your everyday healthy actions turn into financial rewards!
* Eligible lives underwritten in 30 minutes.
**Efma-Accenture and recognition by the Independent Clinical Oncology Network (ICON).
***The premium is risk-profile dependent.
****The Cash Conversion benefit, available for an additional premium, is a risk benefit, not an investment product. Therefore, this benefit does not have any lapse or surrender value before the payouts become due. This means we will not owe you any money or benefits if you cancel your policy before your payout is due.
Discovery Life Limited, registration number 1966/003901/06, is a licensed life insurer, and an authorised financial services and registered credit provider, NCR registration number NCRCP3555. Product rules, terms and conditions apply.
The Discovery Dollar Life Plan is issued by Discovery Life International, the Guernsey branch of Discovery Life Limited (South Africa), licensed by the Guernsey Financial Services Commission under the Insurance Business (Bailiwick of Guernsey) Law 2002 to carry on long-term insurance business. The Discovery Dollar Life Plan is also subject to the South African Insurance Act of 2017.